Well I have been out of work since Saturday afternoon...and today is Tuesday.
Sunday was halloween, so I mostly did halloween stuff. Yesterday was my day to
rest & relax...mainly sleep.
Today I will start my long list of chores:
Today/Tuesday~Laundry (organize dresser & get rid of unwanted clothes or clothes that just don't fit in the dresser cuz I have way to many clothes). This will take awhile as we only have 1 washer & 1 dryer working now for the whole building.
Wednesday~Books (oganize bookshelf & throw out unwanted books). Today is also flu shot day.
Thursday~Pantry area (wash dishes, organize food stuff)
Friday~start on closet
Saturday~Grand Canyon Marathon
Sunday~Closet day again...or I might go to Flagstaff with Brenda, and if I do then closet day will be moved to Monday.
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Tuesday, November 2, 2010
Thursday, October 21, 2010
Payday
YIPPEE, Yesterday was payday!
I worked 64.66 hours and my paycheck was for $259.16. Now let me explain that again.
I get paid $7.87 an hour, so I earned $508.87
but the state of NH got $162.88
my rent was $25.86 (for 2 weeks)
and then the rest taken out was for taxes
So bringing home $259.16 might not seem like alot, but when my rent & utilities is only $25.86 for 2 weeks then I ain't complaining. In the Winter months my paycheck
& rent will go down.
What good does it do to get paid $2000 a month if you have to pay over $1000 just for rent in some city then also have to pay for utilities, transportation to get to work, insurance, internet service and food. Seems like that $2000 would be gone faster then my $500.
Seeing as I already know that work hours will be cut and paychecks get alot smaller during the Winter here, I have overpaid my Quest bill so that I should be all set with internet service until the end of January 2011. I have also ordered food from Amazon.com & other sites. It has started being delivered to my post office box. I am stocking up on instant oatmeal, peanut butter, coffee, rice,& microwave popcorn.
I am also trying to figure out where I want to go for next year's vacation. Yes even with $500 a month (most of the time with less $$$) I can even save money for a vacation. Course I won't be sending my son money for school during the winter...I sent him $200 on Monday and that will probably be the last time until Spring.
I worked 64.66 hours and my paycheck was for $259.16. Now let me explain that again.
I get paid $7.87 an hour, so I earned $508.87
but the state of NH got $162.88
my rent was $25.86 (for 2 weeks)
and then the rest taken out was for taxes
So bringing home $259.16 might not seem like alot, but when my rent & utilities is only $25.86 for 2 weeks then I ain't complaining. In the Winter months my paycheck
& rent will go down.
What good does it do to get paid $2000 a month if you have to pay over $1000 just for rent in some city then also have to pay for utilities, transportation to get to work, insurance, internet service and food. Seems like that $2000 would be gone faster then my $500.
Seeing as I already know that work hours will be cut and paychecks get alot smaller during the Winter here, I have overpaid my Quest bill so that I should be all set with internet service until the end of January 2011. I have also ordered food from Amazon.com & other sites. It has started being delivered to my post office box. I am stocking up on instant oatmeal, peanut butter, coffee, rice,& microwave popcorn.
I am also trying to figure out where I want to go for next year's vacation. Yes even with $500 a month (most of the time with less $$$) I can even save money for a vacation. Course I won't be sending my son money for school during the winter...I sent him $200 on Monday and that will probably be the last time until Spring.
Sunday, October 10, 2010
Time
24 hours in a day = 168 hrs in a week.
I usually work 5:30-1:30==8 hrs (with a 1 hr lunchbreak in there)
work 5 days a week=40 hrs minus the breaks everyday
I usually catch the shuttle at 5am to go to work and get back home around 2:30pm.
So that's 9 & 1/2 hours taken away caused from work. Which would leave 14.5 hours left-over during every workday. I normally sleep between 4-6 hours a night (without an alarm clock), which leaves me 8.5-10.5 hours everyday to do whatever I want...not counting my days off when I have even more free time.
I was reading a site which got me thinking of all this today.
http://www.my168hours.com/time-management-spreadsheet.html
I've decided "again" that I need a little more structure...little more productive activities in my free time. Otherwise I can spend a whole 48 hour weekend awake and online. I have 1 of the worst internet addictions of anyone I know. I have been known to give up sleep, food, coffee, showers, cigarettes, rides with friends and everything else JUST so that I can sit on my butt in the same spot all weekend with my laptop. In fact my laptop is on while I sleep so that the minute I wake up I can just reach my hand over to touch the keyboard and have the screen come back on..
I need some magic genie to give me a kick-in-the-butt everytime I am online for over an hour at a time. There is plenty I could be doing (and want to get back to) besides being on my laptop:
hiking
taking photos
cleaning my room
yoga
I usually work 5:30-1:30==8 hrs (with a 1 hr lunchbreak in there)
work 5 days a week=40 hrs minus the breaks everyday
I usually catch the shuttle at 5am to go to work and get back home around 2:30pm.
So that's 9 & 1/2 hours taken away caused from work. Which would leave 14.5 hours left-over during every workday. I normally sleep between 4-6 hours a night (without an alarm clock), which leaves me 8.5-10.5 hours everyday to do whatever I want...not counting my days off when I have even more free time.
I was reading a site which got me thinking of all this today.
http://www.my168hours.com/time-management-spreadsheet.html
I've decided "again" that I need a little more structure...little more productive activities in my free time. Otherwise I can spend a whole 48 hour weekend awake and online. I have 1 of the worst internet addictions of anyone I know. I have been known to give up sleep, food, coffee, showers, cigarettes, rides with friends and everything else JUST so that I can sit on my butt in the same spot all weekend with my laptop. In fact my laptop is on while I sleep so that the minute I wake up I can just reach my hand over to touch the keyboard and have the screen come back on..
I need some magic genie to give me a kick-in-the-butt everytime I am online for over an hour at a time. There is plenty I could be doing (and want to get back to) besides being on my laptop:
hiking
taking photos
cleaning my room
yoga
Saturday, September 25, 2010
How many is to many?
Now whenever I want to wash my hair early in the morning before work, I sometimes have a hard time finding my shampoo. Well this week I found 7 (thought I had more a few days ago)open bottles of shampoo.
Also when I am in Flagstaff with Brenda, and wandering around a store waiting for her to finish shopping; I will get bored and just buy more shampoo & deodorant. As there are 4 deodorants in this picture...all being used at this time.
Now I really need to find another way to beat boredom while I am in Flagstaff. I also need to find a way to keep these things organized in my room so I know exactly
how many I own.
Wednesday, September 8, 2010
My cost for new license
Finally after over 6 years, all the court fines are paid...all $1480+.
Now after getting that fine paid off, the court had sent me a letter to take to the DMV and get my license reinstated. I went to Flagstaff for a coule days last week but
forgot to bring the paperwork with me, so I didn't even bother to go into the DMV office.
But this week I was packing for a trip to go visit my brother and as I was looking for my old "suspended" license, I realized that I couldn't find it anywhere. About the only thing I use it for is ID to get on planes. Well I had to go down to Flagstaff again last night so I could get to DMV the minute they opened. I brought with me my old expired NH license from yrs & yrs ago, my social security card, my work ID badge, Visa debit card, and the paperwork from court. Well I didn't need any of the ID at all....they never asked to see it. I didn't even have to take the eye test even though I now have glasses.
$24~Shuttle down to Flagstaff
$20~1 night at hostel
$25~DMV
$24~shuttles back to Grand Canyon
======
$93...is what a license really cost me
Then of course there was money spent on breakfast & lunch
I had to spend extra money just to take an extra trip down to Flagstaff, just because
#1: my room is such a mess I can't find anything
#2: I'm scatterbrain and can't think of everything, the first time I go to Flagstaff.
Now before I had sorta made myself a "plan" and wanted the court fine to be paid off by the end of Autumn and had said I would get my license reinstated by March...well I'm early on both things. YEE-HAW!
Now after getting that fine paid off, the court had sent me a letter to take to the DMV and get my license reinstated. I went to Flagstaff for a coule days last week but
forgot to bring the paperwork with me, so I didn't even bother to go into the DMV office.
But this week I was packing for a trip to go visit my brother and as I was looking for my old "suspended" license, I realized that I couldn't find it anywhere. About the only thing I use it for is ID to get on planes. Well I had to go down to Flagstaff again last night so I could get to DMV the minute they opened. I brought with me my old expired NH license from yrs & yrs ago, my social security card, my work ID badge, Visa debit card, and the paperwork from court. Well I didn't need any of the ID at all....they never asked to see it. I didn't even have to take the eye test even though I now have glasses.
$24~Shuttle down to Flagstaff
$20~1 night at hostel
$25~DMV
$24~shuttles back to Grand Canyon
======
$93...is what a license really cost me
Then of course there was money spent on breakfast & lunch
I had to spend extra money just to take an extra trip down to Flagstaff, just because
#1: my room is such a mess I can't find anything
#2: I'm scatterbrain and can't think of everything, the first time I go to Flagstaff.
Now before I had sorta made myself a "plan" and wanted the court fine to be paid off by the end of Autumn and had said I would get my license reinstated by March...well I'm early on both things. YEE-HAW!
Sunday, August 8, 2010
Reporting online scams
Yesterday I got a messege from someone telling me I should make a blog about different scams that people can find online.
Then I found an interesting article
http://www.blogstash.com/10-signs-of-online-money-making-scams/
well I decided to put the site I am now having trouble with, to the 10-sign test"
1.Big Money~If any site promises to make you a bunch of money in a short time, then it is probably a scam. Otherwise they would be doing it themselves instead of trying to sell you the info.
2.Who Are You~Be aware of any company that hides info on who they are & how to contact them.
3.Response Time~Before signing up, contact the site/company, and ask a question or two. Usually scammers don’t even bother to answer or respond to any email. Even if they do, it takes them a very long time to respond. Ask yourself if they take that long to respond to a question, how long is going take them to pay you (if they are even going to pay)?
4.Over Decorated~supposedly scam sites use more flash then non-scam sites.
5.Fake Testimonial~Most businesses use testimonial which is a good way to promote. But, if you pay close attention, you can easily spot the fake ones. For example, a testimonial about a product that helps you make more money with your site says “…with the help of the x program i have made that much money on my site. Regards, bill billy www.bill.com …”. If you check the mentioned site, 9 out of 10 times, either it doesn’t exist or if it does, no body by that name is responsible or have anything to do with the site
6.Too Easy~Now what kind of real job can you do with no hard work or experience and still make a few thousand dollars a week....NONE
7.Email offers~Don't you love getting emails from Nigera or where-ever addressed to "Dear Friend". Didn't realize I had friends in Nigera.
8.Pay A Fee And Keep It A Secret~What legitimate company that you have worked for before, required you to pay a fee in order for them to give you more detailed information on how to make money? And why would they be afraid if you told someone about this transaction?…
9.Free Email Address~I guess scammers like using gmail & yahoo for their emails. (I have both...hmmm)
10Gut~99% of the time, what your gut instinct tells you is the truth.
And I would like to add another one to that list: Check the company out at the "Better Business Bureau". Here is some info I found this week about Rob's site.
Business Contact and Profile for Bloggingtothebank.com
Name: Bloggingtothebank.com
Phone: (510) 595-2002
Address: PO Box 99800
Emeryville, CA 94662-9809
Principal: Mr Robert Benwell
Customer Contact: Mr Robert Benwell
File Open Date: February 2007
Type of Business: Investment Advisory Service
BBB Accreditation: Bloggingtothebank.com is not a BBB Accredited business.
*~*PO Box 99800 in Emeryville, California is the address of this company's internet service provider, Melbourne IT a company located in Australia. On November 17, 2009 BBB was notified that the PO Box is no longer in use.
#1 I knew there was a problem with Rob and his website, when I instantly got emails from him with links to "buy" more stuff. When I went to his main site and wrote him a messege telling him I couldn't afford to buy anything...he didn't understand and keeps sending me emails with the same links.
#2 It has now been or 6 days since I first paid for his "FREE" service and I still havent seen my new blog.
#3 For whatever reason you cant always just hit reply to one of his emails...because his emails don't always work...havent figured out why. So I usually either send messeges to all 4 of his emails or have to just contact him from his website.
It seems like I am not the only person having trouble with Rob and his site. I did a search on hubpages to see if anyone had written anything on online-scams and here is 1 such page.
http://hubpages.com/hub/Rob-Benwell
Don't trust everyone. Just as you wouldn't trust a stranger with your money in real life, there is no reason why you should do so on the internet.
I am in the process of checking these 5 places for info about "bloggingtothebank.com"
Internet Fraud Complaint Center - this is a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C), that strives to address fraud and scams committed over the Internet.
Better Business Bureau - file an online complaint against any company or charity that has treated you unfairly. The site also provides a national database of reliability reports. A positive report doesn't mean the company is definately a legitimate one, but on the other hand, companies with negative reports should be avoided.
Rip Off Report - file a report about any fraud or rip off scam you have come across. The report you file will be placed online for the world to see!
The National Fraud Information Center - this site is US based and is specialised in dealing with most kinds of internet and telemarketing frauds/scams.
Fraud Watch International - seeks to reduce the incidence of Internet fraud by educating consumers, shutting down fraudulent and scam sites and prosecuting frauders.
Federal Trade Commission - allows you to file a complaint about a particular company or organization, using a secure complaint form. Although the FTC does not resolve individual consumer problems, the complaint helps in fraud investigation, and can lead to law enforcement action.
Then I found an interesting article
http://www.blogstash.com/10-signs-of-online-money-making-scams/
well I decided to put the site I am now having trouble with, to the 10-sign test"
1.Big Money~If any site promises to make you a bunch of money in a short time, then it is probably a scam. Otherwise they would be doing it themselves instead of trying to sell you the info.
2.Who Are You~Be aware of any company that hides info on who they are & how to contact them.
3.Response Time~Before signing up, contact the site/company, and ask a question or two. Usually scammers don’t even bother to answer or respond to any email. Even if they do, it takes them a very long time to respond. Ask yourself if they take that long to respond to a question, how long is going take them to pay you (if they are even going to pay)?
4.Over Decorated~supposedly scam sites use more flash then non-scam sites.
5.Fake Testimonial~Most businesses use testimonial which is a good way to promote. But, if you pay close attention, you can easily spot the fake ones. For example, a testimonial about a product that helps you make more money with your site says “…with the help of the x program i have made that much money on my site. Regards, bill billy www.bill.com …”. If you check the mentioned site, 9 out of 10 times, either it doesn’t exist or if it does, no body by that name is responsible or have anything to do with the site
6.Too Easy~Now what kind of real job can you do with no hard work or experience and still make a few thousand dollars a week....NONE
7.Email offers~Don't you love getting emails from Nigera or where-ever addressed to "Dear Friend". Didn't realize I had friends in Nigera.
8.Pay A Fee And Keep It A Secret~What legitimate company that you have worked for before, required you to pay a fee in order for them to give you more detailed information on how to make money? And why would they be afraid if you told someone about this transaction?…
9.Free Email Address~I guess scammers like using gmail & yahoo for their emails. (I have both...hmmm)
10Gut~99% of the time, what your gut instinct tells you is the truth.
And I would like to add another one to that list: Check the company out at the "Better Business Bureau". Here is some info I found this week about Rob's site.
Business Contact and Profile for Bloggingtothebank.com
Name: Bloggingtothebank.com
Phone: (510) 595-2002
Address: PO Box 99800
Emeryville, CA 94662-9809
Principal: Mr Robert Benwell
Customer Contact: Mr Robert Benwell
File Open Date: February 2007
Type of Business: Investment Advisory Service
BBB Accreditation: Bloggingtothebank.com is not a BBB Accredited business.
*~*PO Box 99800 in Emeryville, California is the address of this company's internet service provider, Melbourne IT a company located in Australia. On November 17, 2009 BBB was notified that the PO Box is no longer in use.
#1 I knew there was a problem with Rob and his website, when I instantly got emails from him with links to "buy" more stuff. When I went to his main site and wrote him a messege telling him I couldn't afford to buy anything...he didn't understand and keeps sending me emails with the same links.
#2 It has now been or 6 days since I first paid for his "FREE" service and I still havent seen my new blog.
#3 For whatever reason you cant always just hit reply to one of his emails...because his emails don't always work...havent figured out why. So I usually either send messeges to all 4 of his emails or have to just contact him from his website.
It seems like I am not the only person having trouble with Rob and his site. I did a search on hubpages to see if anyone had written anything on online-scams and here is 1 such page.
http://hubpages.com/hub/Rob-Benwell
Don't trust everyone. Just as you wouldn't trust a stranger with your money in real life, there is no reason why you should do so on the internet.
I am in the process of checking these 5 places for info about "bloggingtothebank.com"
Internet Fraud Complaint Center - this is a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C), that strives to address fraud and scams committed over the Internet.
Better Business Bureau - file an online complaint against any company or charity that has treated you unfairly. The site also provides a national database of reliability reports. A positive report doesn't mean the company is definately a legitimate one, but on the other hand, companies with negative reports should be avoided.
Rip Off Report - file a report about any fraud or rip off scam you have come across. The report you file will be placed online for the world to see!
The National Fraud Information Center - this site is US based and is specialised in dealing with most kinds of internet and telemarketing frauds/scams.
Fraud Watch International - seeks to reduce the incidence of Internet fraud by educating consumers, shutting down fraudulent and scam sites and prosecuting frauders.
Federal Trade Commission - allows you to file a complaint about a particular company or organization, using a secure complaint form. Although the FTC does not resolve individual consumer problems, the complaint helps in fraud investigation, and can lead to law enforcement action.
Friday, August 6, 2010
Money Making Scams
Working for yourself at home sounds like a dream for alot of people...myself included. In the past, I had found different ways to make money at home. I ordered supplies from a company to make earrings, that supposedly if sent back to the company and the company approved of them then they would pay for them...course the company always found a reason not to approve of the earrings. I should of just sold all the earrings in a yardsale.
I knew an old retired guy, who wanted to supplement his retirement fund by stuff envelopes. I think he did get a list of names & addresses that he was supposed to mail stuff to but after he got the initial list of names, he never heard from the company again.
Years ago, I even joined some sites that would pay a person to read emails. I figured, great because I am always reading emails. Course they were not going to pay you to read your own emails. You had to go to special sites and click on a bunch of ads and read the advertisments (also known as emails). You would get paid about 1cent for each email and wasn't going to get a check for any of it until you got to $100 (or something like that). I never did get paid for that.
Even today, you can pick up a "National Enquirer" trash-paper and find ads toward the back of the paper for business opportunities...processing mail, data entry work, mystery shopping, and even one claiming to pay up to $3,000 dollars a week. Well you know the old saying "if it sounds to good to be true, then it is" and that last one of making $3,000 a week sure sounds to good to be true.
This week, it would seem that I fell for another money-making scam online. I've been reading quite a bit about how to get paid from writing blogs online. Sure I can type a blog, and I can be opinionated on alot of different subjects. My problem seems to be getting other people to follow my blogs and/or clicking on the ads that are on the same page as my blogs.
I found a site "bloggingtothebank.com" and Rob stated that he would set up a FREE blog for me and help me along to get followers and make money with it. I should have known that it was a scam when he sent me to sign-up with another site, which I had to pay $24.95 for. Supposedly Rob said he would have my new blog up & running in 24-48 hours. It has now been over 84 hours. I've already written to Rob to complain and all I get from him are more sites to join with more stuff to buy for a few hundred dollars.
Guess I will keep my day job for awhile longer.
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